Question:
I need to know about how many jobs extend an employee's benefits (i.e. health insurance) to their spouse and/or family.
Answer:
From a Kaiser Family Foundation report:
Sixty percent of employers offer health benefits in 2009. Less than half (46%) of firms with 3 to 9 workers offer coverage, compared to 72% of firms with 10 to 24 workers, 87% of firms with 25 to 49 workers, and over 95% of firms with 50 or more workers.
Even in firms that offer coverage, not all workers are covered. Some workers are not eligible to enroll as a result of waiting periods or minimum work-hour rules. Others choose not to enroll, perhaps
because of the cost of coverage or their ability to access coverage through a spouse.
Among firms that offer coverage, an average of 79% of workers are eligible for the health benefits offered by their employer. Of those eligible, 81% take up coverage, resulting in 65% of workers in firms offering health benefits having coverage through their employer. Among both firms that offer and do not offer health benefits, 59% of workers are covered by health plans offered by their employer.
The report did not break down the statistics by employers who did or did not offer family coverage. It would seem to be a reasonable assumption that the larger firms that offer health insurance also offer it to the employees family… |
